Christmas Savings

• This is a short term members saving basically for the Christmas Holidays
• Registration is at the beginning of every year i.e January of Every year.
• Funds are disbursed on or before 20th of Every December.
• Monthly Contribution has to be less than or equal to deposit.
• Funds are disbursed at an interest of 5% of total savings held by 20th December of every year.
• All Members interested fill Christmas Package form at the beginning of the Year.
• Withdrawal before completion of the cluster forfeits the interest for that cluster.