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KUSCCO Housing Fund

In partnership with KUSCCO HOUSING CO-OPERATIVE SOCIETY, Braemeg Regulated Non-WDT Sacco Society offers this facility to its members by accepting deposits from its members and remitting the funds to KUSCCO HOUSING LIMITED for purposes of Homeownership, Land acquisition and Construction of commercial or Residential buildings.
The KUSCCO Housing Fund offers an unbeatable mortgage scheme that aims to:

  • Extend loans for construction of houses/homes for SACCO members.
  • Facilitate outright purchase of an already built house.
  • Assist members in construction of commercial houses.
  • Assist members to buy plots.

Membership Requirements

  • A membership fee of Kshs. 3,000 upon entrance.
  • The minimum Contribution Is Kshs. 3,000 Per Month.
  • One must be a bonafide member of a BRAEMEG SACCO.


  • To qualify for a loan, a member must have continually saved for at least 6 months.
  • The loan granted is a maximum of Kshs. 7,000,000.
  • Interest is at 12.5% per annum on reducing balance.
  • The loan repayment period is a maximum of 15 years
  • The title deed of the property forms the security for the loan.
  • Entitlement is 5 times a member’s savings.
  • Interest earning savings balance is Kshs. 100,000.




Download Application Form